Live within your means

It had never really struck me until I sit down, reflect and do the math. Netflix, Adobe subscription, Apple Music, Microsoft Office and etc. are just a few of the things I was paying for on monthly basis all along. I was working in sales, as long as I push myself, I’ll get my equivalent pay in return. Although I wouldn’t say I’m rich in any means, but those are the things that seem affordable to me all along.

With my job switched to non-sales role, my overall pay was reduced a little. Couple that with additional expenses after moving in to new places, my expenses and saving have gone haywire for awhile until I finally spend some time looking into it. Judging from what I really need and what I’m willing to pay for, I decided to make plans in restructuring all my expenses.

As a start, Adobe and Netflix will go, I can’t find justification to continue on as I don’t use them often enough to warrant a subscription. I’ll make do with any cheaper (or even better, free) alternative for now. Next will be Microsoft Office, I’ll make do with Apple’s apps and move most of my cloud backup back to local RAID storage that I already bought few years back. Gym membership from big names has been swapped to neighbourhood gym too. Flickr will probably be next.

The streamlining process goes on and on, and hopefully I can cut away all fats and live a leaner life going forward. “But you only live once”, yes, but still that doesn’t mean I shouldn’t be leaving my responsibilities behind. I can still live the best without spending that much more. Perhaps this is a good chance for me to become a step closer to minimalism. Till then.

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